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In Vitro Fertilization (IVF)

A fertility treatment program in which eggs are surgically removed from the woman's ovaries, then fertilized with sperm outside the body in a glass dish (in vitro is Latin for "in glass"). If fertilization is successful, the eggs are reimplanted in the uterus several days later.

In Vitro Fertilization (IVF) Costs

A complete IVF cycle can cost anywhere between $8,000 to $15,000 CAD. Before you begin any treatments, check with your local government agency and any private health care insurance you may have to enquire if any costs are covered. In Canada, for example, some provinces may pay for IVF (but not the medications) for women with bilateral blocked fallopian tubes.

In addition, you may be able to write off part of your IVF expenses from your taxes.

In Vitro Fertilization (IVF) and Insurance Coverage;

Although public awareness of infertility has increased recently, government agencies, private health insurance, as well as employers, have been slow to recognize infertility as a legitimate medical problem beyond your control. Today some government agencies may pay for the investigation of infertility and surgeries,  some may cover at least part of the cost of ovulation induction and/or intrauterine insemination, while some may pay for the complete IVF procedure. Please consult with your doctor or clinic to determine coverage before undergoing any procedures.

Healthcare coverage for infertility treatment varies considerably by province in Canada. If you have supplemental health insurance, either from your employer or purchased on your own, it is important to understand if it provides coverage where your provincial plan does not. 

If your health plan does not cover the full costs, you may decide to finance the treatments yourself. This is where we come in - Credit Medical can ease the financial stress of fertility treatments. Get the credit you deserve to achieve pregnancy.